FILE - In this July 21, 2020, file photo, a homeowner tours his new home, in Washingtonville, N.Y. Two studies released Wednesday, June 16, 2021, found that the nation's housing availability and affordability crisis is expected to worsen significantly following the pandemic, likely widening the housing gap between Black, Latino and white households, as well as putting homeownership out of the reach of lower class Americans. (AP Photo/John Minchillo, File)

FILE - This April 13, 2019, file photo, shows homes in suburban Salt Lake City. Two studies released Wednesday, June 16, 2021, found that the nation's housing availability and affordability crisis is expected to worsen significantly following the pandemic, likely widening the housing gap between Black, Latino and white households, as well as putting homeownership out of the reach of lower class Americans. (AP Photo/Rick Bowmer, File)